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Business Financing

FinancingMore and more individuals are looking to make the jump from corporate America to entrepreneurship. Often, financing a business purchase is a topic that people do not address early enough in the process. Although there are many great business opportunities available, how you finance your business venture often determines the level of success you will enjoy. Traditionally, there have been five ways that people finance a business:

  • Home Equity Line of Credit (HELOC)
  • Bank Loan
  • SBA(Small Business Administration) Loans
  • Retirement Funds
  • Using Modern Factoring of Receivables

Determining how you will finance a new business purchase is one of the most critical choices you will have as an entrepreneur. The first thing you should do—once you're fairly certain you've found the business that is right for you—is to request information and start looking into your options.

Have you started a business and have experiences to share about how you financed that business?

Do you have questions about how to finance a business?

This is the place where individual investors can share valuable information about how to finance a business.


Latest page update: made by guidantfinancial , Jul 17 2007, 5:58 PM EDT (about this update About This Update guidantfinancial Promotion - guidantfinancial

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Anonymous Q: Seller Financing 0 Sep 21 2007, 8:23 PM EDT by Anonymous
Thread started: Sep 21 2007, 8:23 PM EDT  Watch
I am negotiating a commercial property purchase with established motel. Seller will carry contract. He's very amiable, has presented himself as well-established businessman with over 30 decades of experience owning various businesses. As we discussed interest rate and length of the loan he adviced that we "never pay it off - that way you'll always have a tax break." What are your thoughts on this logic? I'd say that a $899K loan at 4.0% APR will be over 1 mil in 30 years and that's a sufficient sale price to him. I'll be mid 70's and likely ready to sell or pass on to decendents.
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